Personal Checking
How is Langley Federal different from other financial institutions? You have affordable choices. From fee free Smart Checking to Smart Checking +, you have options. Review the choices below and once you've decided on the account that's right for you, use the online application to get started.
Open an additional checking account today
| Smart Checking | Smart Checking + | Limited Checking | Smart Student Checking | |
|---|---|---|---|---|
| Dividend Bearing | No | Yes (View Rates) | No | No |
| Minimum Balance | None | An average daily balance of $2,500 must be maintained to earn dividends | 300 | None |
| Duplicate Style Checks | Yes | Yes | Yes | Yes |
| Monthly Service Charge | None | None | $5 if daily balance falls below $300 | None |
| Direct Deposit Required | Yes | Yes | No | One parent must be on the account as a joint owner. The parent listed as the joint owner must have a Checking Account with LFCU, which meets the deposit requirements for that account. |
