On-Line Buying Protection
Create A Password That Protects You When Buying On-line
LFCU credit and debit card holders can now enjoy added security when shopping on-line with Verified by Visa and MasterCard SecureCode buying protection. Here's how it works:
- Click on the appropriate logo above to protect your credit or debit card.
- Assign yourself a password and a Personal Message. It only takes a minute.
- Shop. When you make an on-line purchase, you'll be shown your Personal Message and you'll be asked for your password.
What is a Personal Message?
It's a word or brief phrase that you create when you sign up for on-line buying protection. The merchant never sees your Message.
Why is it important?
When you make an on-line purchase, you'll know you're dealing with a valid participating merchant and not an imposter. Always check to see that your message displays correctly.
Will I need a password now when I shop at the mall?
No, this only applies to purchases made on the Internet.
How long before the password takes effect?
The password takes effect immediately.
I've had my cards for years. Do I still protect them?
Yes.
I don't need new cards?
No.
When my card expires and I get sent a new one, do I have to do this again?
Usually, you'll receive a card with the same account number and a new date. In that case, no, you don't have to re-register. You only have to do this if the card number changes.
What if I lose my card and get one with a different number?
Our card processing agency will transfer your password to the new card.
Why can't I register my business card?
That limitation is imposed by the credit card companies.
How many LFCU debit and credit cards can I register?
You should register all you have.
Can I use the same password on all my cards?
Yes, if you want to.
Can I use my PIN number?
No. Your password must be 6-10 characters including at least 1 number and 1 letter.
What do I do if forget my password?
Re-register.
What do I do if I have a problem?
Call 888-918-7490 any day, any time.
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