If you need money overnight, we have one thing to say — why wait that long? A Line of Credit is a reusable loan that is pre-approved and available to you 24 hours a day, seven days a week. Once your Line of Credit is established, you will be able to access it by ATM*, CHIPS (Computer Home Information Phone Service) or in person.
If you have a Checking Account with LFCU, your line of credit will also act as automatic Overdraft Protection - you're able to write yourself a loan by simply writing a check.