Share Secured Loans 
Looking for the lowest loan rate? By simply using your shares as collateral, you receive an annual percentage rate only 3% over the share rate. You may use the following as collateral.
Prime Share Account - A variable rate is available equal to the Tier 2 Prime Share dividend rate plus 3 percent.
Term Share Account (Certificate) - A fixed rate is available equal to the rate of the pledged Term Share Account (Certificate) plus 3 percent.
Share Secured Credit Cards
A Share Secured Credit Card will help you build or in some cases rebuild your credit rating. If you're trying to improve a good credit history or struggling to overcome less than perfect credit experiences, a Share Secured Credit Card can help.
A Share Secured Credit Card will give you the opportunity to establish good credit with the convenience of a VISA, MasterCard or Gold MasterCard while securing money in your share savings account. Both the Classic Visa and MasterCard have a minimum credit limit of $500. The Gold MasterCard has a minimum of $5,000.
For more information, please call the LFCU Contact Center at 757-827-EASY, 800-588-EASY, or email the LFCU Loan Department.
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